Terms for using ScaleMonthly.
These terms explain how visitors may use ScaleMonthly content, calculators, educational resources, and financial planning tools.
Last updated: May 2026
Educational use only
ScaleMonthly is an independent educational website focused on retirement planning, compound growth, investment scenarios, withdrawal strategies, and net worth analysis.
All content is intended for general informational and educational purposes only.
No financial advice
ScaleMonthly does not provide financial, investment, tax, legal, or professional advice.
Visitors should make independent decisions and consult qualified professionals before making financial choices.
Content and calculator accuracy
We work to keep all calculators, projections, and financial explanations accurate and useful, but no guarantee is made regarding completeness, reliability, or future financial outcomes.
Investment returns, withdrawal rates, inflation, taxes, and market conditions may change over time.
Site usage
Users may access and use ScaleMonthly for personal, non-commercial purposes.
Attempts to disrupt the site, misuse automated systems, scrape large amounts of content, or interfere with platform performance are not permitted.
Third-party services
ScaleMonthly may use analytics tools, advertising platforms, affiliate partnerships, or third-party services to improve the website experience and support the project.
External websites linked from ScaleMonthly operate independently and may have separate policies and terms.
Acceptance of terms
By using this website, visitors agree to these terms and accept responsibility for how they interpret and use the information provided.